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Energyluminous

Payment Processing That Actually Works for Your Business

Most finance teams spend hours each week just reconciling payments and chasing down transaction errors. We built our automation platform after watching businesses lose track of thousands in mismatched payments. Our system catches those issues before they become problems.

Real-time reconciliation Multi-gateway support Custom reporting
Payment processing automation dashboard showing transaction monitoring interface

What We Actually Do

Our platform connects to your existing payment gateways and handles the tedious parts automatically. It's not magic, just good architecture and some clever exception handling.

Transaction Reconciliation

We match incoming payments against invoices in real time. When something doesn't line up, the system flags it immediately instead of three weeks later when your accountant is pulling their hair out. Works with bank feeds, payment gateways, and manual entries.

Payment Gateway Integration

Connect multiple payment providers through one interface. Whether you're using local Vietnamese banks, international processors, or a mix of both, everything flows into a single dashboard. Failed transactions get retry logic, and successful ones route to the right accounts.

Automated Reporting

Generate financial reports without manually pulling data from five different systems. Set up templates once, and the system delivers daily, weekly, or monthly reports to whoever needs them. Export to Excel, PDF, or push directly to your accounting software.

Exception Management

Duplicate payments, partial refunds, currency mismatches – the system handles these edge cases with workflows you define. Staff gets notified only when manual review is needed, not for every single transaction.

How This Helps Your Operation

We've worked with businesses processing anywhere from 500 to 50,000 transactions monthly. Here's what changes when you automate the repetitive stuff.

Business Challenge Manual Process With Automation
End-of-month reconciliation Finance team spends 2-3 days matching thousands of transactions across spreadsheets System reconciles continuously; month-end takes 2 hours to review exceptions
Failed payment detection Discovered weeks later when customers complain or during quarterly audits Instant notification with customer details and retry options
Multi-currency handling Manual exchange rate lookups and calculations prone to errors Automatic rate application and currency conversion tracking
Refund processing Requires pulling original transaction details from multiple systems One-click refund with full transaction history and automatic accounting entries
Payment gateway outages Lost transactions until someone notices the gateway is down Automatic failover to backup gateway with notification to technical team
Compliance reporting Custom reports built manually each quarter for auditors Pre-configured compliance reports available on demand

Real Feedback from Finance Teams

These are actual clients who implemented our system between late 2024 and early 2025. Results vary based on transaction volume and existing processes.

Linh Phạm, Finance Director at e-commerce company

We process around 8,000 orders monthly through three different payment gateways. Before automation, our team spent every Friday afternoon reconciling the week's transactions. Now that happens automatically, and we only review the dozen or so exceptions that need attention. Cut our reconciliation time from 6 hours weekly to about 45 minutes.

Linh Phạm
Finance Director, E-commerce Company
Tuyet Ngo, Operations Manager at subscription service

Our subscription business has recurring billing complexities – upgrades, downgrades, prorated refunds. The manual tracking was a nightmare. The automated system handles all these scenarios and generates reports that our accountant can actually use. We caught about 15,000 VND in billing errors in the first month that would have just slipped through otherwise.

Tuyet Ngo
Operations Manager, Subscription Platform